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Disability Insurance

Short term and long term disability insurance helps replace your paycheck in the event you are unable to work due to an injury or an illness.  Disability insurance helps protect your financial stability during tough times, when you are unable to work.

To qualify for either the short term or long term disability benefit or both benefits, you must prove to the insurance carrier that your gross pay was at least $1,000 a month for the 6 months prior to the date of your disability.

Monthly price: depends on your selection.


Disability Insurance is currently unavailable.

First payment: 12/01/2022

Category:

Short Term Disability Benefit Highlights:

  • This program provides $125 per week benefit tax free while disabled due to an injury or illness
  • Benefits starts after the 8th day of an injury or illness
  • Benefits are paid weekly for up to 26 weeks
  • Pregnancy is a covered benefit
  • No medical questions asked if you purchase now
  • Benefits will not be payable for an injury or illness diagnoses or receiving treatment for occurring 3 months prior to the effective date of coverage

View Short Term Disability Summary PDF

View Short Term Disability Summary PDF

Long Term Disability Benefit Highlights:

  • This program provides a monthly benefit of $500 on a tax free basis while disabled due to an injury or illness
  • Benefits begin after being unable to work for 180 days
  • The monthly benefit will continue to pay each month while you are disabled until you reach normal social security retirement age
  • No medical questions asked if you purchase now
  • Benefits will not be payable for an injury or illness diagnoses or receiving treatment for occurring 3 months prior to the effective date of coverage

View Long Term Disability Summary PDF

View Long Term Disability Summary PDF

More Info

Disability Insurance Member PDF