You’ll benefit from these plan features:
- Competitive employee rates
- Guaranteed coverage for you and your family5
- Convenient benefit payments made directly to you to spend as you choose
- Easy payroll deductions for premiums
Accident insurance pays out when your child suffers a covered injury
Active kids and injuries go hand in hand. Accidents can be costly, and even quality medical plans can leave you with unexpected expenses for emergency room care, testing and supplies, and potentially costs for out-of-network care, to name a few. And when your child has had an accident, you don’t want to worry about how you’re going to afford it all.
With accident insurance, you’ll receive a direct payment to use as you see fit in the event you, your child or spouse experience an accident.1 These benefits are in addition to any medical or disability payments you may receive and can help with everyday living expenses like mortgage payments, childcare, and groceries. They can also help with unexpected medical expenses such as insurance deductibles and copays.
Covered events include:
- Fractures/Dislocations
- Cuts/Lacerations
- Concussions
- Eye Injuries
- Broken Teeth
You can’t plan for accidents but you can be better prepared financially when they do happen.
Because young athletes are still growing, they are at a greater risk for injury than adults.2 More than 2.6 million children 0-19 years old are treated in the emergency department each year for sports and recreation-related injuries.
$1,233 is the average cost for one visit to the emergency room in the U.S